Let's look at how your organization operates.
Tell us about your organization and its priorities. We will come back to you to arrange a first conversation.
[Email address] · [Phone number]Faster operations, tighter control, clearer risk.
Financial institutions face growing volumes, regulatory reporting and customers who expect digital channels. We help them streamline operations and strengthen control.
Loan application · File 2291Illustrative example
Files today46
Awaiting checks11
CommitteeThursday
Submitted
Documents
Checks
Committee
Decision
Identity documentExtracted
Income statementVerified
Risk summaryGenerating
Photograph — loan officer meeting a client in a branch
Finance today.
Banks, microfinance institutions, insurers and fintechs operate under regulatory pressure while customers expect faster, digital service. Many still process applications and documents manually, on core systems that are difficult to connect to new channels.
Typical organizations
Where operations lose time and money.
01Applications and documents processed manually
02Core systems that are hard to integrate
03Demanding regulatory reporting
04Fraud and cyber risk
05Customers expecting digital channels
What can change, and which service delivers it.
Each opportunity is linked to the PraxyNova service that addresses it. Most organizations start with two or three.
Technology that fits the sector.
01Digital onboardingCustomer applications and identity verification online.
02Document processingAutomatic extraction and checks on supporting documents.
03Regulatory and risk dashboardsReporting built from consolidated, traceable data.
04Integration layerAPIs that connect core systems to new digital channels.
A microfinance institution processing loan applications
TodayApplications are filled in on paper in branches, documents are scanned and checked by hand at headquarters, and approval takes several days.
With connected operations
01Loan officers capture applications on a tablet, with documents photographed on site.
02Identity and income documents are extracted and checked automatically.
03The credit committee sees a complete file with a risk summary, and each decision is traced.
This scenario is illustrative. It describes a typical situation in the sector, not a PraxyNova client or project.
What we would measure.
Indicators are selected with you during the Diagnose stage, and a baseline is measured before anything changes.
Application processing timeDays from submission to decision.
BaselineMeasured at diagnosisTargetAgreed with you
Straight-through processing rateShare of files processed without manual intervention.
BaselineMeasured at diagnosisTargetAgreed with you
Incomplete file rateFiles returned because of missing or incorrect documents.
BaselineMeasured at diagnosisTargetAgreed with you
Portfolio at riskShare of the portfolio with late repayments.
BaselineMeasured at diagnosisTargetAgreed with you
Reporting preparation timeTime to produce regulatory reports.
BaselineMeasured at diagnosisTargetAgreed with you
Digital channel adoptionShare of customers using digital channels.
BaselineMeasured at diagnosisTargetAgreed with you